(This is a continuation of a series of postings beginning on
July 8. It would be best to start
reading at that point.)
Last time I gave examples of how the personal mythology can
lead us astray within the dimension of economic understanding. Now, we move on to discipline.
Discipline is the dessert dimension. It focuses on delaying gratification and
doing the hard work necessary to reap rewards.
So what if I don’t study, the test isn’t until next week. So what if I spend all my money as I earn it,
retirement is a long way off. So what if
I smoke cigarettes, I can always quit before it gets too serious. So what if I have a drinking problem, I’ll sober
up in time for work. So what if I don’t
finish high school, it’s boring and there are more exciting ways to spend my
time. And so it goes. The consequences are remote, and people think
they can afford to not take them seriously.
There is some mythology at work here, some story people are
telling themselves to justify the action, to make themselves the heroes of
their life stories. It’s not cool to
diet or save up for a large expenditure or practice moderation or, in some
cases, abstain. That’s hard work, and
besides it’s not cool to worry about the future. Live for today!
These bad habits don’t happen in isolation. When millions of people buy more house than
they can afford, the economy crashes.
When two-thirds of the population is overweight or obese, it has
ramifications in health costs for us all.
When people reach retirement age with no savings, they look to the
government, that is the rest of the taxpayers, to bail them out. When people haven’t acquired the skills and
education to get more than a minimum wage job, they expect us to help them
raise their families, through artificially high pay or government support. All these supportive actions that count in some
mythologies as compassion are, in many cases, crutches for people with
self-inflicted wounds. But those who take this tough-love view are condemned as uncaring.
Responsibility follows discipline because when people fail
in discipline, a natural response is to try to blame someone else. To remain the hero of their personal
mythology, they can’t admit weakness or failure, so they claim victimhood. "It wasn’t something I did; it just
happened to me." This stance makes it easy for
others, who also want to be the heroes of their own story, to step in, riding
to the rescue with funds, programs, legal defense or new laws.
Government agencies, private advocates and various programs
are a natural spin-off of these pleas for help.
But what many don’t understand is that when we don’t take
responsibility, we give up some freedom.
These programs and agencies don’t go away. They have a mission. In many cases the irresponsibility of a few
results in restrictions on everyone.
When someone is careless and then claims to be a victim, passing on the
(financial) liability, it affects all of society. Every school, club, and organization in the
country cannot function today without insurance and hold-harmless agreements signed
in advance. The number and sheer
silliness of some product warning labels are not just a source of amusement, but a serious symptom of society gone wrong.
Some consumer protection is needed and the FTC does a good job of catching and prosecuting companies for false advertisements, but we as
consumers have a responsibility to research and make reasonable decisions about our own spending and our lives in general.
This whole idea of research and reasonable decisions leads
to critical thinking, which is where I’ll pick it up next time.
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